Like a hug for your face, chin and neck when the wind is up, these neck warmers are made from soft, insulating materials with just enough stretch to keep them in place. Into myriad sports? Opt for a style that can be fashioned in lots of different ways (as a hat, scarf, balaclava, muffler, etc). Out on the water a lot? Choose a thicker, knitted style with a fleece lining and windproof membrane.