Why do you need bicycle insurance?
Bicycles can cost thousands of pounds to replace if they are damaged or stolen, but with bicycle insurance, UK providers could cover the cost. It can give you financial protection against:
- Theft
- Accidental or malicious damage
- Personal accidents
- Third party liability**
Some bicycle policies can also cover things like bicycle hire, accessories and taking part in competitions like time trials, road races and triathlons. Before you start your search, think about what protection you need from your bicycle insurance — London cyclists are likely to need different cover to Cornish cyclists, for example. If you do this before you start comparing bicycle insurance policies, you will know exactly what to look for.
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